There is no way round this. The Law insists that all Event Organizers have Employers Liability to cover all employees, even those that are classed as temporary, unpaid or voluntary helpers. Insurance is easy enough to set up through any insurance company but be aware that proprietors of certain venues may also insist on special insurances. It may also even be worthwhile considering paying a little extra on your insurance to cover any excess.
Public liability insurance will need to be applied for events taking place on public property and should be looked into in detail. It is also essential to have the paperwork in place for onsite inspections that may take place by local authorities before they will even grant permission for the event to take place. Do not try to cut corners! Oh and be warned, a full draft of the event, lay out, set-up and event management plan is required before any large scale event will be given approval.
Fiona
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